Jean...we've had prepaid for years...and, while our plan differs from you, it costs us much less than it did when we were new to cell phones and were with Verizon. Now, we don't use ours a lot either...and we still have a landline. That would go, if I had my way, but my husband is not willing to give that up yet. Our prepaid is a pain in the derriere when we're out of our home area, however. The $$ savings, overall, though override that and we can use them when here in S. Texas, but just not as easily. We have to enter the phone no. we're calling twice...and our calls show up with a Lexington, MA no. when we call from out of our home area. Nobody at U.S. Cellular can 'splain that to me, but that's the way it is!
Another downside is that we have to pay cash to the office to get more $$ on our accounts. I guess prepaid was for people with no credit, and so they stick by that cash only thing. Still, for the savings, I do that and put a lot down before we leave since the closest office while we're in S. Texas is some 1400 miles away!
jane